“A big mistake for people is to look at the notice they get for their current health insurance and see it’s going up a lot and then throw up their hands and decide they’re going to go without,” says Donna Rosato, a New York-based editor at Consumer Reports who covers health care cost issues. “Before you do that, look at other options. For instance, if your income is close to the threshold to qualify for tax credits through Covered California or another Obamacare insurance exchange — about $48,500 for an individual or $100,000 for a family of four this year — check with a financial professional about adjusting it, Rosato suggests.Check with a financial professional? I don't even know what a financial professional is! And I wouldn't know how to "adjust it", whatever that means. Adjust what? Your income? Your threshold? Your family? Poor folks can't adjust anything. New Yorkers are apparently accustomed to having a financial professional on staff, along with the usual cooks and chauffeurs and butlers and maids and same-sex mistresses and manicurists and attorneys and Life Coaches. (Whatever those are.) So the modern version is "Let them eat [a thing they can't even imagine]." = = = = = Later and better thought: A similar saying applies universally to all "advisors". If you have to ask, you can't afford it. Or more precisely, If you have to ask for advice, you can't use it. Specific example: I've never needed a financial advisor. My rigid little bookkeeper soul has done an EXCELLENT job of choosing the right moves and detecting scams in the economic and scientific realms. In other realms I'm totally hopeless. In politics I'm always falling for "independence movements" or "independent media" which turn out to be Sorosian puppet shows. In social life I've made terrible mistakes because I can't spot fake friendships and fake respect. Once or twice I tried a counselor (a social professional) but the advisor was completely unfamiliar with the needs and skills of an introvert. The advice was designed for extroverts. I had no idea how to apply the advice, and my attempts to use it led to painful failure. Aristocrats and peasants are permanently disjunct sets. Cool and uncool, lovable and unlovable, Insatiables and Deplorables, are permanently disjunct sets. There is no common currency, no exchange rate, no impedance matcher for advice or knowledge.
Labels: #DeplorableLivesMatter
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