Thursday, January 20, 2011
Boortz's fine idea
Usually I find Neal Boortz annoyingly Randian. Today he offered a strong and original idea that could be a real nation-saver.
Repealing Obamacare is meaningless unless you simultaneously replace it with something better. Boortz says we should replace it with Charter Health Care, analogous to Charter Schools.
Charter School is a retronym, a fancy phrase for a special school that operates the way all schools used to operate in the days when schools were somewhat effective. Without the idiocy of mandates forced by various special interest groups, and with wide latitude for the principal to set locally appropriate policies.
Charter insurance would be the same. The feds would license or charter several private insurance companies to operate without state and federal mandates.
If you're a sane older heterosexual male, you can be sure that you aren't going to get pregnant, or get AIDS, or get an abortion, or get [voluntary] psychiatric care, or have a sex-change operation. Thus you should be able to buy a simple insurance plan purely for catastrophic stuff, from a company that doesn't waste any money on those physically impossible risks.
Currently, each state requires some of those things to be covered by every insurance plan, which jacks up the cost for people who will never need those services, and for people who have enough goddamn sense to pay for extra crap on their own. And even in these parlous times, with federal mandates indefinite and potentially infinite, states keep piling on more and more mandates. Fucking egregious treasonous monstrosities.
Sidenote: Would governments behave differently if they knew how many Americans pray fervently and daily for Sheikh Osama to try again and get it right this time? On his first try he missed most of Wall Street and he missed the Capitol, thus leaving us in the same totally fucked condition. ¶ 2:44 PM
Repealing Obamacare is meaningless unless you simultaneously replace it with something better. Boortz says we should replace it with Charter Health Care, analogous to Charter Schools.
Charter School is a retronym, a fancy phrase for a special school that operates the way all schools used to operate in the days when schools were somewhat effective. Without the idiocy of mandates forced by various special interest groups, and with wide latitude for the principal to set locally appropriate policies.
Charter insurance would be the same. The feds would license or charter several private insurance companies to operate without state and federal mandates.
If you're a sane older heterosexual male, you can be sure that you aren't going to get pregnant, or get AIDS, or get an abortion, or get [voluntary] psychiatric care, or have a sex-change operation. Thus you should be able to buy a simple insurance plan purely for catastrophic stuff, from a company that doesn't waste any money on those physically impossible risks.
Currently, each state requires some of those things to be covered by every insurance plan, which jacks up the cost for people who will never need those services, and for people who have enough goddamn sense to pay for extra crap on their own. And even in these parlous times, with federal mandates indefinite and potentially infinite, states keep piling on more and more mandates. Fucking egregious treasonous monstrosities.
Sidenote: Would governments behave differently if they knew how many Americans pray fervently and daily for Sheikh Osama to try again and get it right this time? On his first try he missed most of Wall Street and he missed the Capitol, thus leaving us in the same totally fucked condition. ¶ 2:44 PM
